Mr. Patrick J. Foley, prior to becoming of counsel to Lydecker,
Lee, Behar, Berga & de Zayas, LLC worked in the insurance industry. Mr.
Foley is an independent consultant on insurance and legislative matters
for Apex Manager, American International Group, Inc. ("AIG") and the
Florida Department of Financial Services (formerly known as the Florida
Department of Insurance). He worked in various capacities for AIG and
its affiliates, and is currently Director of AL Life of N.Y and also
serves as the Director of the New York Insurance Exchange Security Fund.
Mr. Foley served as a member of the National Association of Insurance
Commissioners ("NAIC") committee on Credit for Reinsurance. He was a
Director of the Insurance Federation of Pennsylvania, a member of the
Council of Insurance Brokers of the State of New York, a Director of the
New York State Insurance Association and was Chairman and Director of
the Medical Malpractice Insurance Association. Mr. Foley is currently
the Chairman and Director of the Insurance Federation of New York. In
addition, Mr. Foley served on the NYC Community Planning Board, was a
Government Appeals Agent for Selective Service and an arbitrator for the
Civil Court of New York City.

Mr. Foley received his Bachelor of Arts degree from Iona College and his
Juris Doctrate degree from the New York Law School. He served as a
sergeant in the U.S. Marine Corps during the Korean conflict. He is a
member of the New York State Bar, the American Bar Association, the New
York State Bar Association (Section on Insurance Law) and the New York
State Trial Lawyer's Association.

Mr. Foley is admitted to the United States District Courts for the
Southern, Northern, Eastern and Western District of New York, the
Supreme Court of the United States, the United States Tax Court, the
Court of International Trade, the United States Court of Appeals for the
Second Circuit and the United States Court of Claims